Travel Insurance
Travel With Peace of Mind
You’ve put real money and planning into your trip. Travel insurance protects that investment when life gets in the way. As a Dream Vacations advisor, I offer Leisurecare travel insurance, provided by Arch Insurance Company, and I can add it when you book.
Trip cancellation
If an illness, injury or another covered reason keeps you home, you can be reimbursed for the prepaid, non-refundable cost of your trip.
Trip interruption
If you have to cut your trip short for a covered reason, it helps with the unused part of your trip and the extra cost of getting home.
Medical care away from home
Many U.S. health plans, including Medicare, cover little or nothing outside the country, and cruise ship medical centers bill separately.
Emergency evacuation
If you need to be moved to a hospital that can treat you, or brought home, medical transport can cost tens of thousands of dollars.
Delays and missed connections
A late flight can mean missing your ship. Coverage helps with meals, hotels and catching up to your trip.
Lost or delayed bags
Pays for essentials while your bag catches up, and for your belongings if it never does.
The Benefits of Booking Leisurecare With Dream Vacations
Built for cruises and vacations
Trip delay and missed connection coverage on every plan, so a late flight doesn’t cost you your cruise or your first night at the resort.
Covers your full trip cost
Trip cancellation and interruption cover your total trip cost on all three plans.
Pre-existing conditions can be covered
Buy within 15 days of your deposit (7 days for CancelFlex) and the pre-existing condition exclusion is waived.
A plan for every kind of trip
Classic for most trips, CancelFlex when plans might change, and Luxury with $250,000 of evacuation coverage for bigger trips.
Backed by Arch Insurance Company
Leisurecare plans are provided by Arch Insurance Company and offered through Dream Vacations.
Handled by your travel advisor
I add it to your booking, make sure the trip cost is insured correctly, and I’m the one you call with questions, before and during your trip.
Three Plans to Choose From
Classic
Solid coverage for most trips
Full trip cancellation and interruption, medical, evacuation, delays and baggage protection.
CancelFlex
For when plans might change
Everything in Classic, plus the CancelFlex benefit: reimbursement of 75% of your trip cost.
Luxury
Higher limits for bigger trips
Higher evacuation, trip delay and baggage limits, plus accidental death & dismemberment coverage.
| Benefit | Classic | CancelFlex** | Luxury |
|---|---|---|---|
| Trip Cancellation / Trip Interruption | Total trip cost | Total trip cost | Total trip cost |
| CancelFlex | — | 75% | — |
| Trip Delay | $1,000 | $1,000 | $1,500 |
| Missed Connection | $1,000 | $1,000 | $1,000 |
| Accident Medical | $50,000 | $50,000 | $50,000 |
| Sickness Medical | $50,000 | $50,000 | $50,000 |
| Evacuation / Repatriation | $75,000 | $75,000 | $250,000 |
| Accidental Death & Dismemberment | — | — | $25,000 |
| Baggage | $1,500 | $1,500 | $3,000 |
| Bag Delay | $500 | $500 | $1,000 |
| Pre-existing medical conditions | |||
| Buy by this time to waive the pre-existing condition exclusion | Within 15 days of deposit | Within 7 days of deposit | Within 15 days of deposit |
| Look-back period for pre-existing medical conditions | 60 days | 60 days | 60 days |
** CancelFlex terms and eligibility apply. Ask me how it works for your trip.
How Leisurecare Stacks Up
Comparison sites tell you what to look for in a good travel insurance plan. Here’s how Leisurecare measures up on those same points, plus a few things they don’t mention.
| What to look for | Typical plans | Leisurecare |
|---|---|---|
| Trip cancellation | 100% of prepaid costs for covered reasons | YesTotal trip cost on every plan |
| Cancel for any reason | Not offered by every provider; usually about 75% back | YesCancelFlex plan reimburses 75% |
| Missed connection | Varies by plan | Extra$1,000 on every plan, important when you have a ship to catch |
| Pre-existing medical conditions | Often excluded unless you meet the plan’s rules | ExtraExclusion waived when you buy within 15 days of deposit (7 for CancelFlex) |
| Accidental death & dismemberment | Varies by plan | Extra$25,000 on the Luxury plan |
| Buying the right amount at the right time | Up to you to figure out | ExtraI add it when you book and make sure your full trip cost is covered |
Want to Compare?
I’m confident in Leisurecare, but it’s your trip and your choice. Feel free to compare other travel insurance offers, then bring me any questions. I’m happy to walk through how a plan stacks up against Leisurecare for your trip.
Tips From Your Travel Advisor
- Buy it right after your deposit. To have the pre-existing condition exclusion waived, purchase within 15 days of your first trip deposit (7 days for CancelFlex).
- Insure the full trip cost. Include everything prepaid and non-refundable: cruise or resort, flights, pre-cruise hotel and excursions.
- Going international or on a cruise? Medical and evacuation coverage matter most when you’re far from home or at sea.
- Not sure which plan fits? Tell me about your trip and I’ll walk you through the options and the cost.
This is a summary of benefits only. Coverage is provided by Arch Insurance Company. Benefits, limits, exclusions and conditions apply, may vary by state, and are described fully in the policy. Plans and figures are subject to change; I’ll confirm current details when you purchase.
Add Leisurecare to Your Vacation
Already booked with me or ready to start planning? I’ll quote the right Leisurecare plan for your trip.